Commercial Lines - Business

PUBLIC AND PRODUCTS LIABILITY

This can be arranged to cover any company from legal liability arising anywhere in the world (normally, standard cover excludes USA and Canada).

EMPLOYER'S LIABILITY

This is a legal requirement for all employers. Many find it useful to add world-wide cover. You may also wish to add Workplace Injury Cover which combines traditional Employers' Liability insurance, risk management and proactive injury management.

PROFESSIONAL INDEMNITY

Professional Indemnity insurance is increasingly important for businesses operating in today's litigious climate. We can arrange this for a wide range of professions.
We have a number of specialised products aimed at particular sectors of commerce and industry. Each has packaged covers, limits and extensions tailored to each specific area. We have specialised underwriting units around the country to support this specialised stance.

COMBINED POLICIES

Combined policies conveniently combine your business’ main insurance needs in one policy. They can be arranged for almost all circumstances – some are normally difficult to arrange. Two of many examples are in the Electronic and Electrical Manufacturers and Assemblers, and Plastics Industry comprehensive insurances and risk management cover which are ideal for the unique risks that the materials and processes within these industries can expose companies to.

LEGAL INDEMNITY

Legal Indemnity insurance is a single premium contract arranged to protect the purchaser from the possibility of third party claims arising from shortcomings in the conveyance.

DIRECTORS AND OFFICERS

Company directors today are faced with the ever increasing threat of litigation against their business and their own personal assets. We can arrange liability cover to give tailored protection from both traditional and emerging legal liability risks: do you want to be protected against directors’ court costs and civil damages? Or would you benefit from additional options like corporate liability and fidelity?

BENEFITS PACKAGES

Companies may want to provide a benefits package for their employees and their dependants, or to insure against the financial effects of the loss of services of an employee.

PRIVATE MEDICAL INSURANCE

Private Medical Insurance plans are also designed exclusively for the self-employed. They have all the usual benefits, plus more, to help keep you and your business healthy.

FIDELITY POLICIES

Fidelity policies are for companies wanting to protect against the loss of money or goods caused by the fraud or dishonesty of any employee.

BUSINESS TRAVEL

Our business travel insurance cover is flexible enough to meet the needs of companies whose staff travel abroad on business.

We can also help you with LOSS RECOVERY, LOSS OF PROFITS, CONTAMINATED PRODUCTS, FINANCE, KEY MAN . . .

We offer a very wide range of products and services, only selected ones are described here.
If you want to ask us about anything else, please Contact Us

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