Motor Insurance Lines

Cars – Bikes – Vans – Lorries – Fleets – Caravans – Taxis ……

Insuring your Car? The necessary legal minimum insurance is Third Party Only, which ensures that if you cause loss or damage to someone else or their property they will not suffer financial loss. In some policies – especially those covering the higher risk driver groups – this can be a big part of any overall premium. It does not, however, cover any loss or damage to yourself or your car.

Theft of your car or its loss through fire can be covered in addition with a ‘Third Party Fire and Theft’ policy, while for those who wish to cover accidental damage as well a ‘Fully Comprehensive’ policy can include overseas travel, accidental breakdown, legal expenses cover and more.

Perhaps you situation is special – you have a long history of careful driving; or through your past you have difficulty getting standard rates; perhaps you are just passed your Test, or are insuring a special car which does very few miles…..

Then again, maybe you have more than one car in the family; maybe your older children are driving; maybe you have use of your car in your business…..

…… all things which create complications and where, with the right approach, savings can be readily made.